My La Mesa home from 1965 has its original AC unit, is it worth replacing now?
Almost certainly yes. A 1965-era AC unit is at minimum the second or third equipment cycle, with original R-22 refrigerant systems particularly uneconomical to service today (refrigerant alone runs $150 to $250 per pound and continues climbing as supply tightens). A modern 18-20 SEER heat pump uses roughly half the energy of a 1980s-90s 8-10 SEER unit, on a La Mesa cooling load that runs 8 to 10 months per year, that's typically $1,000 to $2,000 in annual energy savings. Add current SDG&E rebates ($1,000 to $3,000) and federal 25C tax credit (up to $2,000), and the payback math usually comes out to 6 to 9 years on energy alone.